Stock Investment Calculator

A financial calculators is an electronic calculator that performs financial functions commonly needed in business and commerce communities. It has standalone keys for many financial calculations and functions, making such calculations more direct than on standard calculators. It may be user programmable, allowing the user to add functions that the manufacturer has not provided by default.Major manufacturers of financial calculators include Casio, Hewlett Packard, and Texas Instruments. Other manufacturers serve further niche areas in the financial calculator space. Financial calculators are also referred to as business calculators.

The dividend yield or the dividend-price ratio on a company stock is the company's annual dividend payments divided by its market cap, or the dividend per share, divided by the price per share. It is often expressed as a percentage. Its reciprocal is the Price/Dividend ratio. Dividend payments on preferred shares are stipulated by the Stock Tips. The company will typically refer to a preferred share by its initial name which is the yield on its original price — for example, a 6% preferred share. However, the price of preferred shares varies according to the market so the yield shield based on the current price fluctuates. Owners of preferred shares calculate multiple yields to reflect the different possible outcomes the life of the security.

Earnings yield is the quotient of earnings per share divided by the share price. It is the reciprocal of the P/E ratio.The earnings yield is quoted as a percentage, allowing an easy comparison to going bond rates. The earnings yield can be used to compare the earnings of a stock, sector or the whole market against bond yields. Generally, the earnings yields of equities are higher than the yield of risk-free treasury bonds reflecting the additional risk involved in equity investments. The average P/E ratio for U.S. stocks from 1900 to 2005 is 14,which equates to an earnings yield of over 7%.